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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,631 | $111,787-91.4% | $93,681-89.7% | $145,978-93.4% |
| Participation rate | 75.0% | 74.2%+0.8pp | 68.7%+6.3pp | 80.3%-5.3pp |
| Annual return | 8.42% | 203.52%-195.1pp | 133.47%-125.0pp | 550.52%-542.1pp |
| Employer contribution / active EE | $813 | $3,093-73.7% | $2,422-66.4% | $4,662-82.6% |
| Participant deferral / active EE | $979 | $4,918-80.1% | $4,415-77.8% | $6,690-85.4% |
| Admin fee / account holder | $341 | $10,256-96.7% | $8,290-95.9% | $13,400-97.5% |