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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,493 | $183,539-55.6% | $155,556-47.6% | $145,897-44.1% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 11.21% | 61.31%-50.1pp | 64.84%-53.6pp | 552.29%-541.1pp |
| Employer contribution / active EE | $2,526 | $5,315-52.5% | $4,675-46.0% | $4,663-45.8% |
| Participant deferral / active EE | $8,714 | $6,467+34.8% | $5,631+54.8% | $6,689+30.3% |
| Admin fee / account holder | $1,294 | $19,275-93.3% | $15,885-91.9% | $13,390-90.3% |