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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $365,443 | $183,592+99.1% | $155,574+134.9% | $145,877+150.5% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 31.95% | 61.37%-29.4pp | 64.87%-32.9pp | 551.28%-519.3pp |
| Employer contribution / active EE | $17,896 | $5,317+236.6% | $4,676+282.7% | $4,663+283.8% |
| Participant deferral / active EE | $870 | $6,466-86.6% | $5,629-84.6% | $6,691-87.0% |
| Admin fee / account holder | $69,341 | $19,316+259.0% | $15,914+335.7% | $13,402+417.4% |