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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $386,296 | $183,592+110.4% | $155,567+148.3% | $145,959+164.7% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 9.29% | 61.24%-51.9pp | 64.74%-55.4pp | 561.95%-552.7pp |
| Employer contribution / active EE | $11,922 | $5,315+124.3% | $4,674+155.1% | $4,661+155.8% |
| Participant deferral / active EE | $8,750 | $6,464+35.4% | $5,628+55.5% | $6,689+30.8% |
| Admin fee / account holder | $4,381 | $19,318-77.3% | $15,916-72.5% | $13,398-67.3% |