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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,361 | $183,539-39.3% | $155,556-28.4% | $145,897-23.7% |
| Participation rate | 61.5% | 82.7%-21.2pp | 78.2%-16.7pp | 80.3%-18.8pp |
| Annual return | 13.54% | 61.31%-47.8pp | 64.84%-51.3pp | 552.29%-538.7pp |
| Employer contribution / active EE | $1,699 | $5,315-68.0% | $4,675-63.7% | $4,663-63.6% |
| Participant deferral / active EE | $4,083 | $6,467-36.9% | $5,631-27.5% | $6,689-39.0% |
| Admin fee / account holder | $47,461 | $19,275+146.2% | $15,885+198.8% | $13,390+254.4% |