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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,361 | $183,592-39.3% | $155,567-28.4% | $145,959-23.7% |
| Participation rate | 61.5% | 82.7%-21.1pp | 78.2%-16.7pp | 80.3%-18.7pp |
| Annual return | 13.54% | 61.24%-47.7pp | 64.74%-51.2pp | 561.95%-548.4pp |
| Employer contribution / active EE | $1,699 | $5,315-68.0% | $4,674-63.7% | $4,661-63.6% |
| Participant deferral / active EE | $4,083 | $6,464-36.8% | $5,628-27.5% | $6,689-39.0% |
| Admin fee / account holder | $47,461 | $19,318+145.7% | $15,916+198.2% | $13,398+254.2% |