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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,675 | $174,379-87.6% | $152,093-85.7% | $138,895-84.4% |
| Participation rate | 87.5% | 81.6%+5.9pp | 77.8%+9.7pp | 79.9%+7.6pp |
| Annual return | 10.16% | 74.86%-64.7pp | 66.36%-56.2pp | 145.39%-135.2pp |
| Employer contribution / active EE | $2,110 | $4,652-54.6% | $4,175-49.4% | $4,194-49.7% |
| Participant deferral / active EE | $6,608 | $6,159+7.3% | $5,451+21.2% | $6,396+3.3% |
| Admin fee / account holder | $57,701 | $16,880+241.8% | $14,497+298.0% | $12,562+359.3% |