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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $168,985 | $161,352+4.7% | $134,172+25.9% | $137,256+23.1% |
| Participation rate | 100.0% | 78.3%+21.7pp | 72.5%+27.5pp | 80.0%+20.0pp |
| Annual return | 10.37% | 28.72%-18.3pp | 25.30%-14.9pp | 220.34%-210.0pp |
| Employer contribution / active EE | $1,669 | $4,099-59.3% | $3,420-51.2% | $4,156-59.8% |
| Participant deferral / active EE | $4,627 | $5,552-16.7% | $4,690-1.4% | $6,407-27.8% |
| Admin fee / account holder | $555 | $15,028-96.3% | $12,016-95.4% | $12,270-95.5% |