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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,064 | $111,814-83.0% | $103,374-81.6% | $145,959-86.9% |
| Participation rate | 64.3% | 77.9%-13.7pp | 74.5%-10.2pp | 80.3%-16.0pp |
| Annual return | 12.22% | 24.77%-12.6pp | 24.89%-12.7pp | 561.95%-549.7pp |
| Employer contribution / active EE | $3,258 | $4,214-22.7% | $3,869-15.8% | $4,661-30.1% |
| Participant deferral / active EE | $2,173 | $5,618-61.3% | $5,058-57.0% | $6,689-67.5% |
| Admin fee / account holder | $83 | $9,754-99.1% | $8,394-99.0% | $13,398-99.4% |