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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,064 | $110,410-82.7% | $102,437-81.4% | $145,897-86.9% |
| Participation rate | 64.3% | 77.9%-13.6pp | 74.5%-10.2pp | 80.3%-16.0pp |
| Annual return | 12.22% | 24.85%-12.6pp | 24.95%-12.7pp | 552.29%-540.1pp |
| Employer contribution / active EE | $3,258 | $4,217-22.7% | $3,871-15.8% | $4,663-30.1% |
| Participant deferral / active EE | $2,173 | $5,622-61.3% | $5,060-57.1% | $6,689-67.5% |
| Admin fee / account holder | $83 | $9,745-99.1% | $8,388-99.0% | $13,390-99.4% |