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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $141,929 | $77,574+83.0% | $108,753+30.5% | $86,983+63.2% |
| Participation rate | 25.0% | 62.3%-37.3pp | 71.1%-46.1pp | 69.5%-44.5pp |
| Annual return | 15.84% | 18.42%-2.6pp | 37.47%-21.6pp | 25.83%-10.0pp |
| Employer contribution / active EE | $767 | $1,611-52.4% | $2,427-68.4% | $2,584-70.3% |
| Participant deferral / active EE | $4,277 | $3,128+36.7% | $4,115+3.9% | $4,194+2.0% |
| Admin fee / account holder | $23 | $6,529-99.6% | $10,320-99.8% | $7,856-99.7% |