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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $648,548 | $135,905+377.2% | $126,068+414.4% | $198,609+226.5% |
| Participation rate | 80.0% | 85.6%-5.6pp | 84.7%-4.7pp | 82.4%-2.4pp |
| Annual return | 15.62% | 14.07%+1.6pp | 15.01%+0.6pp | 202.70%-187.1pp |
| Employer contribution / active EE | $0 | $4,245-100.0% | $3,968-100.0% | $5,055-100.0% |
| Participant deferral / active EE | $15,320 | $8,523+79.7% | $8,214+86.5% | $6,977+119.6% |
| Admin fee / account holder | $185,092 | $21,036+779.9% | $18,264+913.5% | $19,030+872.6% |