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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $406,327 | $185,312+119.3% | $161,489+151.6% | $154,746+162.6% |
| Participation rate | 100.0% | 82.5%+17.5pp | 78.7%+21.3pp | 80.7%+19.3pp |
| Annual return | 13.00% | 103.84%-90.8pp | 89.72%-76.7pp | 172.34%-159.3pp |
| Employer contribution / active EE | $2,058 | $4,769-56.8% | $4,268-51.8% | $4,379-53.0% |
| Participant deferral / active EE | $7,264 | $6,350+14.4% | $5,630+29.0% | $6,730+7.9% |
| Admin fee / account holder | $2,564 | $18,654-86.3% | $16,006-84.0% | $14,365-82.2% |