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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,347 | $178,174-80.2% | $156,181-77.4% | $137,256-74.2% |
| Participation rate | 57.1% | 82.0%-24.9pp | 78.8%-21.7pp | 80.0%-22.8pp |
| Annual return | 20.09% | 84.19%-64.1pp | 64.87%-44.8pp | 220.34%-200.2pp |
| Employer contribution / active EE | $1,552 | $4,972-68.8% | $4,294-63.8% | $4,156-62.6% |
| Participant deferral / active EE | $3,106 | $6,888-54.9% | $6,132-49.3% | $6,407-51.5% |
| Admin fee / account holder | $4,189 | $17,404-75.9% | $14,586-71.3% | $12,270-65.9% |