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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $358,508 | $227,399+57.7% | $189,758+88.9% | $198,609+80.5% |
| Participation rate | 100.0% | 84.0%+16.0pp | 79.8%+20.2pp | 82.4%+17.6pp |
| Annual return | 200.29% | 61.03%+139.3pp | 52.62%+147.7pp | 202.70%-2.4pp |
| Employer contribution / active EE | $10,286 | $5,526+86.1% | $4,767+115.8% | $5,055+103.5% |
| Participant deferral / active EE | $14,658 | $6,837+114.4% | $5,856+150.3% | $6,977+110.1% |
| Admin fee / account holder | $1,724 | $25,162-93.1% | $20,388-91.5% | $19,030-90.9% |