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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,010 | $88,672-3.0% | $105,223-18.3% | $82,448+4.3% |
| Participation rate | 89.7% | 67.9%+21.7pp | 75.0%+14.6pp | 68.1%+21.6pp |
| Annual return | 8.83% | 30.86%-22.0pp | 180.65%-171.8pp | 41.64%-32.8pp |
| Employer contribution / active EE | $7,278 | $3,048+138.8% | $3,689+97.3% | $2,551+185.3% |
| Participant deferral / active EE | $4,207 | $4,036+4.2% | $5,072-17.0% | $4,139+1.6% |
| Admin fee / account holder | $2,715 | $7,146-62.0% | $8,859-69.3% | $7,234-62.5% |