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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,010 | $105,284-18.3% | $150,734-42.9% | $94,015-8.5% |
| Participation rate | 89.7% | 71.7%+17.9pp | 78.4%+11.2pp | 70.8%+18.8pp |
| Annual return | 8.83% | 15.67%-6.8pp | 600.81%-592.0pp | 17.84%-9.0pp |
| Employer contribution / active EE | $7,278 | $3,599+102.2% | $4,918+48.0% | $2,790+160.8% |
| Participant deferral / active EE | $4,207 | $4,274-1.6% | $5,610-25.0% | $4,249-1.0% |
| Admin fee / account holder | $2,715 | $9,839-72.4% | $14,905-81.8% | $8,951-69.7% |