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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,010 | $93,345-7.9% | $119,126-27.8% | $87,485-1.7% |
| Participation rate | 89.7% | 68.7%+20.9pp | 75.8%+13.9pp | 68.9%+20.7pp |
| Annual return | 8.83% | 19.08%-10.3pp | 282.11%-273.3pp | 26.06%-17.2pp |
| Employer contribution / active EE | $7,278 | $3,172+129.5% | $4,034+80.4% | $2,596+180.3% |
| Participant deferral / active EE | $4,207 | $4,099+2.7% | $5,318-20.9% | $4,274-1.5% |
| Admin fee / account holder | $2,715 | $8,039-66.2% | $10,693-74.6% | $7,775-65.1% |