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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,171 | $99,921-39.8% | $85,009-29.2% | $145,959-58.8% |
| Participation rate | 90.0% | 74.1%+15.9pp | 67.5%+22.5pp | 80.3%+9.7pp |
| Annual return | 8.18% | 83.89%-75.7pp | 66.47%-58.3pp | 561.95%-553.8pp |
| Employer contribution / active EE | $12,917 | $3,233+299.6% | $2,728+373.4% | $4,661+177.1% |
| Participant deferral / active EE | $5,222 | $5,293-1.3% | $4,522+15.5% | $6,689-21.9% |
| Admin fee / account holder | $1,151 | $7,252-84.1% | $6,153-81.3% | $13,398-91.4% |