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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,579 | $111,535-37.6% | $105,223-33.9% | $137,256-49.3% |
| Participation rate | 52.9% | 78.1%-25.1pp | 75.0%-22.1pp | 80.0%-27.0pp |
| Annual return | 32.19% | 237.85%-205.7pp | 180.65%-148.5pp | 220.34%-188.2pp |
| Employer contribution / active EE | $1,449 | $3,939-63.2% | $3,689-60.7% | $4,156-65.1% |
| Participant deferral / active EE | $4,274 | $5,500-22.3% | $5,072-15.7% | $6,407-33.3% |
| Admin fee / account holder | $962 | $9,721-90.1% | $8,859-89.1% | $12,270-92.2% |