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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,610 | $97,550-36.8% | $120,344-48.8% | $87,485-29.6% |
| Participation rate | 94.7% | 72.8%+21.9pp | 76.7%+18.0pp | 68.9%+25.8pp |
| Annual return | 17.91% | 18.41%-0.5pp | 20.30%-2.4pp | 26.06%-8.1pp |
| Employer contribution / active EE | $7,287 | $2,291+218.1% | $3,020+141.3% | $2,596+180.7% |
| Participant deferral / active EE | $501 | $4,230-88.1% | $5,135-90.2% | $4,274-88.3% |
| Admin fee / account holder | $560 | $9,543-94.1% | $12,742-95.6% | $7,775-92.8% |