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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $132,125 | $183,516-28.0% | $155,534-15.1% | $145,884-9.4% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 5.28% | 61.43%-56.1pp | 64.92%-59.6pp | 551.85%-546.6pp |
| Employer contribution / active EE | $1,215 | $5,315-77.1% | $4,675-74.0% | $4,662-73.9% |
| Participant deferral / active EE | $1,447 | $6,467-77.6% | $5,630-74.3% | $6,690-78.4% |
| Admin fee / account holder | $110,337 | $19,293+471.9% | $15,900+594.0% | $13,392+723.9% |