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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,783 | $168,635-56.2% | $147,617-50.0% | $125,389-41.2% |
| Participation rate | 85.7% | 88.8%-3.1pp | 84.6%+1.1pp | 83.2%+2.5pp |
| Annual return | -2.52% | 77.65%-80.2pp | 61.98%-64.5pp | 282.24%-284.8pp |
| Employer contribution / active EE | $29 | $6,252-99.5% | $5,564-99.5% | $4,866-99.4% |
| Participant deferral / active EE | $13,182 | $5,507+139.4% | $4,895+169.3% | $5,352+146.3% |
| Admin fee / account holder | $56,733 | $13,580+317.8% | $11,612+388.6% | $9,541+494.6% |