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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $413,584 | $149,040+177.5% | $120,225+244.0% | $137,256+201.3% |
| Participation rate | 100.0% | 75.4%+24.6pp | 69.6%+30.4pp | 80.0%+20.0pp |
| Annual return | 18.76% | 605.68%-586.9pp | 439.23%-420.5pp | 220.34%-201.6pp |
| Employer contribution / active EE | $17,295 | $4,350+297.6% | $3,475+397.6% | $4,156+316.1% |
| Participant deferral / active EE | $13,084 | $4,655+181.1% | $3,999+227.2% | $6,407+104.2% |
| Admin fee / account holder | $983 | $6,348-84.5% | $5,696-82.7% | $12,270-92.0% |