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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $358,531 | $169,361+111.7% | $129,397+177.1% | $145,877+145.8% |
| Participation rate | 90.0% | 76.5%+13.5pp | 69.6%+20.4pp | 80.3%+9.7pp |
| Annual return | 12.98% | 14395.54%-14382.6pp | 9453.98%-9441.0pp | 551.28%-538.3pp |
| Employer contribution / active EE | $16,944 | $5,542+205.7% | $4,154+307.9% | $4,663+263.4% |
| Participant deferral / active EE | $12,389 | $4,987+148.4% | $4,167+197.3% | $6,691+85.2% |
| Admin fee / account holder | $1,161 | $9,903-88.3% | $7,679-84.9% | $13,402-91.3% |