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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,758 | $72,071-42.1% | $68,368-38.9% | $137,256-69.6% |
| Participation rate | 91.7% | 76.2%+15.4pp | 73.8%+17.9pp | 80.0%+11.7pp |
| Annual return | 18.63% | 353.14%-334.5pp | 292.57%-273.9pp | 220.34%-201.7pp |
| Employer contribution / active EE | $3,211 | $2,788+15.2% | $2,649+21.2% | $4,156-22.7% |
| Participant deferral / active EE | $8,277 | $4,410+87.7% | $4,123+100.8% | $6,407+29.2% |
| Admin fee / account holder | $359 | $5,336-93.3% | $5,150-93.0% | $12,270-97.1% |