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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $341,808 | $166,268+105.6% | $165,100+107.0% | $145,897+134.3% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.6%+21.4pp | 80.3%+19.7pp |
| Annual return | 11.34% | 100.52%-89.2pp | 70.21%-58.9pp | 552.29%-540.9pp |
| Employer contribution / active EE | $11,111 | $5,284+110.3% | $4,348+155.5% | $4,663+138.3% |
| Participant deferral / active EE | $9,666 | $6,964+38.8% | $6,035+60.2% | $6,689+44.5% |
| Admin fee / account holder | $12,448 | $16,659-25.3% | $12,696-2.0% | $13,390-7.0% |