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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $256,883 | $108,825+136.1% | $156,181+64.5% | $82,448+211.6% |
| Participation rate | 92.6% | 72.4%+20.2pp | 78.8%+13.8pp | 68.1%+24.5pp |
| Annual return | 16.67% | 20.59%-3.9pp | 64.87%-48.2pp | 41.64%-25.0pp |
| Employer contribution / active EE | $6,992 | $2,870+143.7% | $4,294+62.8% | $2,551+174.1% |
| Participant deferral / active EE | $7,330 | $4,577+60.1% | $6,132+19.5% | $4,139+77.1% |
| Admin fee / account holder | $978 | $9,341-89.5% | $14,586-93.3% | $7,234-86.5% |