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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,615 | $211,239-75.6% | $178,528-71.1% | $145,877-64.6% |
| Participation rate | 80.0% | 80.8%-0.8pp | 77.1%+2.9pp | 80.3%-0.3pp |
| Annual return | 2.36% | 30.22%-27.9pp | 27.11%-24.8pp | 551.28%-548.9pp |
| Employer contribution / active EE | $1,410 | $4,570-69.1% | $3,950-64.3% | $4,663-69.8% |
| Participant deferral / active EE | $2,895 | $6,963-58.4% | $6,278-53.9% | $6,691-56.7% |
| Admin fee / account holder | $13,716 | $12,095+13.4% | $10,419+31.6% | $13,402+2.3% |