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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $125,520 | $159,978-21.5% | $147,041-14.6% | $145,978-14.0% |
| Participation rate | 93.3% | 84.0%+9.3pp | 82.2%+11.2pp | 80.3%+13.0pp |
| Annual return | 10.18% | 98.36%-88.2pp | 419.21%-409.0pp | 550.52%-540.3pp |
| Employer contribution / active EE | $3,915 | $5,288-26.0% | $4,935-20.7% | $4,662-16.0% |
| Participant deferral / active EE | $10,110 | $8,429+19.9% | $8,071+25.3% | $6,690+51.1% |
| Admin fee / account holder | $5,111 | $15,053-66.0% | $13,006-60.7% | $13,400-61.9% |