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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $125,520 | $160,028-21.6% | $147,080-14.7% | $145,884-14.0% |
| Participation rate | 93.3% | 84.0%+9.3pp | 82.2%+11.2pp | 80.3%+13.0pp |
| Annual return | 10.18% | 98.60%-88.4pp | 420.17%-410.0pp | 551.85%-541.7pp |
| Employer contribution / active EE | $3,915 | $5,286-25.9% | $4,933-20.6% | $4,662-16.0% |
| Participant deferral / active EE | $10,110 | $8,422+20.0% | $8,066+25.3% | $6,690+51.1% |
| Admin fee / account holder | $5,111 | $15,030-66.0% | $12,989-60.7% | $13,392-61.8% |