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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,851 | $75,832-59.3% | $147,617-79.1% | $59,633-48.3% |
| Participation rate | 61.0% | 71.6%-10.6pp | 84.6%-23.6pp | 68.7%-7.7pp |
| Annual return | -2.55% | 0.37%-2.9pp | 61.98%-64.5pp | 2041.45%-2044.0pp |
| Employer contribution / active EE | $1,049 | $3,485-69.9% | $5,564-81.1% | $2,203-52.4% |
| Participant deferral / active EE | $2,204 | $3,131-29.6% | $4,895-55.0% | $3,192-31.0% |
| Admin fee / account holder | $266 | $5,986-95.6% | $11,612-97.7% | $4,297-93.8% |