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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $136,059 | $61,789+120.2% | $97,167+40.0% | $80,874+68.2% |
| Participation rate | 74.0% | 63.5%+10.5pp | 72.7%+1.3pp | 67.6%+6.4pp |
| Annual return | 9.38% | -557.90%+567.3pp | 75.27%-65.9pp | 35.62%-26.2pp |
| Employer contribution / active EE | $2,641 | $1,837+43.8% | $2,729-3.2% | $2,756-4.2% |
| Participant deferral / active EE | $4,776 | $3,028+57.7% | $4,264+12.0% | $4,297+11.1% |
| Admin fee / account holder | $6,584 | $5,168+27.4% | $5,650+16.5% | $6,935-5.1% |