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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,115 | $136,860-24.7% | $120,344-14.3% | $154,746-33.4% |
| Participation rate | 25.0% | 79.9%-54.9pp | 76.7%-51.7pp | 80.7%-55.7pp |
| Annual return | 16.75% | 21.38%-4.6pp | 20.30%-3.6pp | 172.34%-155.6pp |
| Employer contribution / active EE | $2,370 | $3,533-32.9% | $3,020-21.5% | $4,379-45.9% |
| Participant deferral / active EE | $6,500 | $5,793+12.2% | $5,135+26.6% | $6,730-3.4% |
| Admin fee / account holder | $0 | $15,393-100.0% | $12,742-100.0% | $14,365-100.0% |