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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,084 | $196,972-38.0% | $182,262-33.0% | $198,609-38.5% |
| Participation rate | 78.3% | 85.7%-7.4pp | 84.2%-6.0pp | 82.4%-4.1pp |
| Annual return | 22.22% | 158.27%-136.1pp | 140.60%-118.4pp | 202.70%-180.5pp |
| Employer contribution / active EE | $5,150 | $5,364-4.0% | $5,046+2.1% | $5,055+1.9% |
| Participant deferral / active EE | $8,925 | $8,643+3.3% | $8,276+7.8% | $6,977+27.9% |
| Admin fee / account holder | $5,150 | $18,429-72.1% | $16,712-69.2% | $19,030-72.9% |