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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,713 | $110,410-59.5% | $102,437-56.4% | $145,897-69.4% |
| Participation rate | 87.5% | 77.9%+9.6pp | 74.5%+13.0pp | 80.3%+7.2pp |
| Annual return | 11.04% | 24.85%-13.8pp | 24.95%-13.9pp | 552.29%-541.2pp |
| Employer contribution / active EE | $1,782 | $4,217-57.8% | $3,871-54.0% | $4,663-61.8% |
| Participant deferral / active EE | $6,374 | $5,622+13.4% | $5,060+26.0% | $6,689-4.7% |
| Admin fee / account holder | $972 | $9,745-90.0% | $8,388-88.4% | $13,390-92.7% |