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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,742 | $76,407-46.7% | $150,298-72.9% | $82,448-50.6% |
| Participation rate | 75.0% | 66.4%+8.6pp | 77.8%-2.8pp | 68.1%+6.9pp |
| Annual return | 12.57% | 39.99%-27.4pp | 62.79%-50.2pp | 41.64%-29.1pp |
| Employer contribution / active EE | $1,372 | $2,614-47.5% | $4,154-67.0% | $2,551-46.2% |
| Participant deferral / active EE | $3,934 | $3,214+22.4% | $5,453-27.9% | $4,139-5.0% |
| Admin fee / account holder | $7,430 | $6,352+17.0% | $14,116-47.4% | $7,234+2.7% |