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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,742 | $78,690-48.2% | $161,489-74.8% | $87,485-53.4% |
| Participation rate | 75.0% | 67.5%+7.5pp | 78.7%-3.7pp | 68.9%+6.1pp |
| Annual return | 12.57% | 32.74%-20.2pp | 89.72%-77.1pp | 26.06%-13.5pp |
| Employer contribution / active EE | $1,372 | $2,588-47.0% | $4,268-67.9% | $2,596-47.2% |
| Participant deferral / active EE | $3,934 | $3,311+18.8% | $5,630-30.1% | $4,274-7.9% |
| Admin fee / account holder | $7,430 | $6,724+10.5% | $16,006-53.6% | $7,775-4.4% |