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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,666 | $29,319-56.8% | $52,425-75.8% | $82,448-84.6% |
| Participation rate | 34.1% | 46.9%-12.8pp | 55.6%-21.6pp | 68.1%-34.0pp |
| Annual return | 20.52% | 535.20%-514.7pp | 302.12%-281.6pp | 41.64%-21.1pp |
| Employer contribution / active EE | $351 | $586-40.1% | $914-61.6% | $2,551-86.2% |
| Participant deferral / active EE | $747 | $1,171-36.2% | $1,790-58.3% | $4,139-81.9% |
| Admin fee / account holder | $148 | $1,962-92.5% | $2,495-94.1% | $7,234-98.0% |