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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $418,724 | $183,592+128.1% | $155,574+169.1% | $145,877+187.0% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 19.34% | 61.37%-42.0pp | 64.87%-45.5pp | 551.28%-531.9pp |
| Employer contribution / active EE | $2,686 | $5,317-49.5% | $4,676-42.5% | $4,663-42.4% |
| Participant deferral / active EE | $5,338 | $6,466-17.4% | $5,629-5.2% | $6,691-20.2% |
| Admin fee / account holder | $73,492 | $19,316+280.5% | $15,914+361.8% | $13,402+448.4% |