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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,796 | $209,336-75.3% | $197,124-73.7% | $137,256-62.3% |
| Participation rate | 95.0% | 87.3%+7.7pp | 86.7%+8.3pp | 80.0%+15.0pp |
| Annual return | 14.89% | 48.09%-33.2pp | 44.34%-29.5pp | 220.34%-205.5pp |
| Employer contribution / active EE | $2,959 | $6,591-55.1% | $6,227-52.5% | $4,156-28.8% |
| Participant deferral / active EE | $4,115 | $9,614-57.2% | $9,135-54.9% | $6,407-35.8% |
| Admin fee / account holder | $1,731 | $17,308-90.0% | $16,298-89.4% | $12,270-85.9% |