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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,141,899 | $183,539+522.2% | $155,556+634.1% | $145,897+682.7% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 862.97% | 61.31%+801.7pp | 64.84%+798.1pp | 552.29%+310.7pp |
| Employer contribution / active EE | $31,913 | $5,315+500.4% | $4,675+582.6% | $4,663+584.4% |
| Participant deferral / active EE | $6,262 | $6,467-3.2% | $5,631+11.2% | $6,689-6.4% |
| Admin fee / account holder | $25,234 | $19,275+30.9% | $15,885+58.9% | $13,390+88.4% |