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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $222,586 | $160,070+39.1% | $147,117+51.3% | $145,897+52.6% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 16.54% | 98.69%-82.1pp | 420.54%-404.0pp | 552.29%-535.8pp |
| Employer contribution / active EE | $3,115 | $5,285-41.1% | $4,932-36.9% | $4,663-33.2% |
| Participant deferral / active EE | $15,111 | $8,419+79.5% | $8,065+87.4% | $6,689+125.9% |
| Admin fee / account holder | $830 | $15,035-94.5% | $12,993-93.6% | $13,390-93.8% |