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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $222,586 | $160,040+39.1% | $147,096+51.3% | $145,877+52.6% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 16.54% | 98.49%-82.0pp | 419.75%-403.2pp | 551.28%-534.7pp |
| Employer contribution / active EE | $3,115 | $5,289-41.1% | $4,936-36.9% | $4,663-33.2% |
| Participant deferral / active EE | $15,111 | $8,429+79.3% | $8,071+87.2% | $6,691+125.9% |
| Admin fee / account holder | $830 | $15,050-94.5% | $13,005-93.6% | $13,402-93.8% |