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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $226,984 | $117,895+92.5% | $102,460+121.5% | $145,897+55.6% |
| Participation rate | 100.0% | 78.6%+21.4pp | 76.5%+23.5pp | 80.3%+19.7pp |
| Annual return | 9.36% | 31.92%-22.6pp | 29.47%-20.1pp | 552.29%-542.9pp |
| Employer contribution / active EE | $10,967 | $3,619+203.1% | $3,025+262.5% | $4,663+135.2% |
| Participant deferral / active EE | $7,454 | $5,736+29.9% | $5,056+47.4% | $6,689+11.4% |
| Admin fee / account holder | $2,852 | $13,353-78.6% | $9,460-69.9% | $13,390-78.7% |