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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,694 | $97,550-26.5% | $120,344-40.4% | $87,485-18.0% |
| Participation rate | 51.7% | 72.8%-21.1pp | 76.7%-25.0pp | 68.9%-17.2pp |
| Annual return | 17.44% | 18.41%-1.0pp | 20.30%-2.9pp | 26.06%-8.6pp |
| Employer contribution / active EE | $861 | $2,291-62.4% | $3,020-71.5% | $2,596-66.8% |
| Participant deferral / active EE | $3,164 | $4,230-25.2% | $5,135-38.4% | $4,274-26.0% |
| Admin fee / account holder | $160 | $9,543-98.3% | $12,742-98.7% | $7,775-97.9% |