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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $146,521 | $106,749+37.3% | $145,433+0.7% | $82,448+77.7% |
| Participation rate | 83.8% | 75.6%+8.1pp | 82.1%+1.7pp | 68.1%+15.7pp |
| Annual return | 14.77% | 27.59%-12.8pp | 66.58%-51.8pp | 41.64%-26.9pp |
| Employer contribution / active EE | $3,109 | $3,444-9.7% | $4,554-31.7% | $2,551+21.9% |
| Participant deferral / active EE | $9,069 | $6,519+39.1% | $7,897+14.8% | $4,139+119.1% |
| Admin fee / account holder | $1,781 | $8,390-78.8% | $13,129-86.4% | $7,234-75.4% |