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Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,802 | $62,177-71.4% | $81,370-78.1% | $74,478-76.1% |
| Participation rate | 71.0% | 64.1%+7.0pp | 69.5%+1.5pp | 67.2%+3.8pp |
| Annual return | 12.80% | 16.62%-3.8pp | 24.85%-12.0pp | 1370.56%-1357.8pp |
| Employer contribution / active EE | $1,375 | $1,881-26.9% | $2,464-44.2% | $2,626-47.7% |
| Participant deferral / active EE | $2,013 | $3,219-37.5% | $3,885-48.2% | $4,350-53.7% |
| Admin fee / account holder | $127 | $1,927-93.4% | $5,749-97.8% | $1,946-93.5% |