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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $152,048 | $83,908+81.2% | $68,509+121.9% | $125,389+21.3% |
| Participation rate | 50.0% | 78.2%-28.2pp | 74.7%-24.7pp | 83.2%-33.2pp |
| Annual return | -2.90% | 14.48%-17.4pp | 8.27%-11.2pp | 282.24%-285.1pp |
| Employer contribution / active EE | $718 | $3,031-76.3% | $2,278-68.5% | $4,866-85.2% |
| Participant deferral / active EE | $6,500 | $4,125+57.6% | $3,382+92.2% | $5,352+21.5% |
| Admin fee / account holder | $0 | $8,982-100.0% | $5,275-100.0% | $9,541-100.0% |