Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,698 | $97,648-82.9% | $121,663-86.3% | $87,485-80.9% |
| Participation rate | 30.8% | 70.5%-39.7pp | 74.5%-43.7pp | 68.9%-38.2pp |
| Annual return | 13.38% | 18.03%-4.6pp | 147.54%-134.2pp | 26.06%-12.7pp |
| Employer contribution / active EE | $0 | $2,300-100.0% | $3,020-100.0% | $2,596-100.0% |
| Participant deferral / active EE | $839 | $3,923-78.6% | $4,887-82.8% | $4,274-80.4% |
| Admin fee / account holder | $7,145 | $11,100-35.6% | $14,289-50.0% | $7,775-8.1% |