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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $135,679 | $110,410+22.9% | $102,437+32.5% | $145,897-7.0% |
| Participation rate | 88.9% | 77.9%+11.0pp | 74.5%+14.4pp | 80.3%+8.6pp |
| Annual return | 14.56% | 24.85%-10.3pp | 24.95%-10.4pp | 552.29%-537.7pp |
| Employer contribution / active EE | $2,482 | $4,217-41.1% | $3,871-35.9% | $4,663-46.8% |
| Participant deferral / active EE | $4,482 | $5,622-20.3% | $5,060-11.4% | $6,689-33.0% |
| Admin fee / account holder | $426 | $9,745-95.6% | $8,388-94.9% | $13,390-96.8% |