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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,418 | $52,911+27.4% | $73,309-8.0% | $59,633+13.1% |
| Participation rate | 100.0% | 68.2%+31.8pp | 74.9%+25.1pp | 68.7%+31.3pp |
| Annual return | -5.02% | 12.20%-17.2pp | 5.67%-10.7pp | 2041.45%-2046.5pp |
| Employer contribution / active EE | $7,846 | $1,909+311.1% | $3,237+142.4% | $2,203+256.2% |
| Participant deferral / active EE | $10,654 | $4,069+161.8% | $4,991+113.5% | $3,192+233.8% |
| Admin fee / account holder | $1,200 | $3,835-68.7% | $5,635-78.7% | $4,297-72.1% |