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| Provider | Service type | Compensation |
|---|---|---|
Service code 13 · EIN 42-0127290 | Contract Administrator | $88,425 |
Filed as: CAMBRIDGE INVESTMENT RESEARCH ADVIS Service code 27 · EIN 20-1665305 | Advisory (Plan) | $35,584 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,944 | $83,023-45.9% | $102,437-56.1% | $77,762-42.2% |
| Participation rate | 79.9% | 71.5%+8.4pp | 74.5%+5.4pp | 70.6%+9.3pp |
| Annual return | 12.58% | 19.12%-6.5pp | 24.95%-12.4pp | 31.27%-18.7pp |
| Employer contribution / active EE | $3,181 | $3,552-10.5% | $3,871-17.8% | $2,728+16.6% |
| Participant deferral / active EE | $2,783 | $4,110-32.3% | $5,060-45.0% | $4,651-40.2% |
| Admin fee / account holder | $348 | $639-45.5% | $8,388-95.8% | $433-19.6% |