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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,939 | $183,592-41.8% | $155,574-31.3% | $145,877-26.7% |
| Participation rate | 78.6% | 82.7%-4.1pp | 78.2%+0.4pp | 80.3%-1.7pp |
| Annual return | 11.94% | 61.37%-49.4pp | 64.87%-52.9pp | 551.28%-539.3pp |
| Employer contribution / active EE | $2,538 | $5,317-52.3% | $4,676-45.7% | $4,663-45.6% |
| Participant deferral / active EE | $4,446 | $6,466-31.2% | $5,629-21.0% | $6,691-33.5% |
| Admin fee / account holder | $2,859 | $19,316-85.2% | $15,914-82.0% | $13,402-78.7% |