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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,734 | $102,382-20.2% | $147,005-44.4% | $80,874+1.1% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.2%+17.8pp | 67.6%+32.4pp |
| Annual return | 6.38% | 134.89%-128.5pp | 418.76%-412.4pp | 35.62%-29.2pp |
| Employer contribution / active EE | $5,084 | $3,715+36.8% | $4,934+3.0% | $2,756+84.5% |
| Participant deferral / active EE | $5,144 | $6,646-22.6% | $8,070-36.3% | $4,297+19.7% |
| Admin fee / account holder | $2,818 | $7,942-64.5% | $13,006-78.3% | $6,935-59.4% |