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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $247,866 | $174,379+42.1% | $152,093+63.0% | $138,895+78.5% |
| Participation rate | 100.0% | 81.6%+18.4pp | 77.8%+22.2pp | 79.9%+20.1pp |
| Annual return | 11.07% | 74.86%-63.8pp | 66.36%-55.3pp | 145.39%-134.3pp |
| Employer contribution / active EE | $3,642 | $4,652-21.7% | $4,175-12.8% | $4,194-13.2% |
| Participant deferral / active EE | $9,643 | $6,159+56.6% | $5,451+76.9% | $6,396+50.8% |
| Admin fee / account holder | $305 | $16,880-98.2% | $14,497-97.9% | $12,562-97.6% |