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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $262,064 | $162,967+60.8% | $135,792+93.0% | $138,895+88.7% |
| Participation rate | 100.0% | 78.3%+21.7pp | 72.6%+27.4pp | 79.9%+20.1pp |
| Annual return | 14.53% | 30.08%-15.6pp | 25.96%-11.4pp | 145.39%-130.9pp |
| Employer contribution / active EE | $2,443 | $4,211-42.0% | $3,496-30.1% | $4,194-41.7% |
| Participant deferral / active EE | $4,783 | $5,640-15.2% | $4,759+0.5% | $6,396-25.2% |
| Admin fee / account holder | $1,970 | $15,306-87.1% | $12,266-83.9% | $12,562-84.3% |