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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $262,064 | $185,141+41.5% | $153,416+70.8% | $155,188+68.9% |
| Participation rate | 100.0% | 79.9%+20.1pp | 74.3%+25.7pp | 80.8%+19.2pp |
| Annual return | 14.53% | 18.72%-4.2pp | 17.84%-3.3pp | 148.84%-134.3pp |
| Employer contribution / active EE | $2,443 | $4,489-45.6% | $3,764-35.1% | $4,248-42.5% |
| Participant deferral / active EE | $4,783 | $5,477-12.7% | $4,723+1.3% | $6,531-26.8% |
| Admin fee / account holder | $1,970 | $16,005-87.7% | $13,095-85.0% | $14,480-86.4% |