Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 3-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
EPIC RETIREMENT PLAN SERVICES3+ years Service code 15 · EIN 16-1450952 | Recordkeeping | $39,869 |
ENTERPRISE BANK & TRUST2 years Service code 27 · EIN 43-1706259 | Advisory (Plan) | $37,412 |
CHARLES SCHWAB & CO., INC.3+ years Filed as: CHARLES SCHWAB TRUST BANK Service code 19 · EIN 42-1558009 | Securities Custodian | $9,478 |
CHARLES SCHWAB & CO., INC.3+ years Service code 59 · EIN 94-1737782 | Shareholder Servicing | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,061 | $106,749+2.2% | $145,433-25.0% | $82,448+32.3% |
| Participation rate | 98.8% | 75.6%+23.2pp | 82.1%+16.7pp | 68.1%+30.8pp |
| Annual return | 10.98% | 27.59%-16.6pp | 66.58%-55.6pp | 41.64%-30.7pp |
| Employer contribution / active EE | $957 | $3,444-72.2% | $4,554-79.0% | $2,551-62.5% |
| Participant deferral / active EE | $6,658 | $6,519+2.1% | $7,897-15.7% | $4,139+60.9% |
| Admin fee / account holder | $427 | $8,390-94.9% | $13,129-96.7% | $7,234-94.1% |