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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,713 | $180,749-80.8% | $160,784-78.4% | $137,256-74.7% |
| Participation rate | 100.0% | 80.0%+20.0pp | 77.0%+23.0pp | 80.0%+20.0pp |
| Annual return | 20.21% | 2234.46%-2214.3pp | 1803.92%-1783.7pp | 220.34%-200.1pp |
| Employer contribution / active EE | $4,395 | $4,155+5.8% | $3,733+17.7% | $4,156+5.7% |
| Participant deferral / active EE | $13,401 | $6,844+95.8% | $6,293+113.0% | $6,407+109.2% |
| Admin fee / account holder | $765 | $10,397-92.6% | $9,717-92.1% | $12,270-93.8% |